OUR SIMPLE PROCESS

What you need to drive home today is
1. Driver's License.
2. Pay Stub.
3. Proof of Address.
  • Phone Bill
  • Mail
  • Utility Bills
4. At Least $500.00 Down.
5. You Pick a Payment That Fits Your Budget.

We finance your future not your past. Prior Repos, bankruptcy, bad credit, no credit, divorce are not of any concern to us. We are mostly concerned with the your future. Remember we are the bank.

This is a payment matrix so you can get an idea of what a vehicle may cost you.
$500 down gets you driving in any car on our lot.
We have 4 categories of vehicles for you to choose from Alpha, Beta, Gamma and Delta.
Based on your down payment you can choose a mothly payment that fits your budget.

Simple Matrix BETA GAMMA DELTA
DOWN PAYMENT up to 27 Months up to 33 Months up to 36 Months
$500.00 $325.00 $349.00 $375.00
$1,000.00 $310.00 $333.00 $350.00
$1,500.00 $289.00 $299.00 $325.00
$2,000.00 $259.00 $274.00 $299.00

All of our vehicles qualify for a 48 month, 50,000 Mile warranty with a $30 add to monthly payment.
Monthly payments are estimates with a interest rate of 25% and a $489 dealer doc fee.
All registration and title cost are paid compliments of dealer.
Must provide full coverage insurance which is also available on site.



Next Step

This is a list of Frequently Asked Questions (FAQs). For any additional questions, please call us 480-844-7333.

Q: What do I need to bring?

A: Your driver's license, a copy of your most recent paystub and proof of address.


Q: How long do I have to be on my job?

A: It varies; we look for employment stability, however we have programs for every customer.


Q: What if I have really bad credit?

A: We specialize in the area of unfavorable credit history. Your credit issues are in the past. Our goal is to get you into the right vehicle with the right payment so you can start building your credit.


Q: How much money down do I need?

A: As little as $500.00. The more you put down the less your monthly payments will be. Calculate my monthly payment


Q: How much are the payments?

A: At the Simple Car Store we want to help get you back on the right track. We want payments that you can afford that work with your budget. Click Pick your payment to see what works best for you.


Q: What kinds of automobiles do you have?

A: We have a large assortment of vehicles ranging from full sized trucks to smaller cars to vans and sport utility vehicles. View our inventory


Q: Do you report to all credit bureaus?

A: Yes we do.




Consumer Links:

Arizona AG: Consumers' Guide to Buying a Car - http://www.azag.gov/consumer/cars.html

DMV.ORG: guide to buying a used car - http://www.dmv.org/buy-sell/used-cars/buying-used-car.php

Federal Trade Commision: understand Vehicle financing - http://www.ftc.gov/bcp/edu/pubs/consumer/autos/aut04.shtm

autocheck: vehcile history reports - http://www.autocheck.com/?nf=3&nf=4&siteID=0&WT.mc_id=0

CARfax: vehcile History reports - www.carfax.com